Fast, Flexible, Asset-Backed

Strategic Capital

Hard Money Loans Built for your Investment Goals

Asset-based lending that moves at your pace. Close quickly, fund renovations, and bridge to long-term financing without the red tape of traditional underwriting.

Loan programs

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Use Cases

When hard money makes sense

Hard money is the flexible, asset-based bridge for investors who need to move quickly. It powers acquisitions, renovations, and transitions to permanent financing when speed and simplicity matter most.

We evaluate the deal on its merits — property value, strategy, and exit plan — so you can keep momentum without conventional friction.

When to choose hard money

  • When you need fast funding, hard money is the answer.
  • When your credit score is below 600 or falls short of conventional loan requirements.
  • When the property is not generating any income (not leased).
  • When you can't provide verifiable income or traditional documentation like tax returns.
  • When traditional financing isn't accessible for foreign investors.